Las Vegas residents and visitors ordering cannabis delivery rely on a limited—but evolving—set of payment options. Unlike traditional retail transactions, marijuana’s federal status still restricts banking and credit card usage. Nevertheless, delivery platforms in southern Nevada have developed a patchwork of payment methods designed to meet state regulations and customer convenience.

1. Cash Upon Delivery

Cash remains the most prevalent form of payment. Most Las Vegas delivery services insist on exact-cash payments, as drivers carry minimal or no change. For instance, Oasis Cannabis, Cultivate LV, and other outfits clearly state they are “cash only,” and caution customers to prepare exact amounts due to the lack of change availability.

Benefits:

• Immediate settlement—no authorizations required
• Universally accepted across all delivery providers

Drawbacks:

• Customers must have cash on hand
• Carrying cash may raise security concerns

2. Debit Card Payments

A growing number of deliveries now accept debit cards, although with some caveats. Dispensaries like Planet 13 and Wallflower House allow chip-enabled debit transactions—but typically impose processing fees (e.g. $3 or rounding to the nearest $5, with change handled in cash).

Key points:

• Fees generally range from $3 to percentage-based service charges
• Transactions may appear as “ATM withdrawals” on bank statements to comply with federal restrictions
• Debit is typically accepted only at established, licensed outlets

3. Digital Payment Platforms (ACH & Fintech)

Some operators are experimenting with compliant digital payment systems such as ACH-linked wallets. Wallflower House, Rise Cannabis, and others have implemented Aeropay for ACH transfers at checkout. These systems mimic standard bank transfers and avoid credit card networks entirely.

Advantages:

• No need for cash or traditional card readers
• Reduces risk from cash-heavy deliveries

Limitations:

• Not universally accepted
• Customers must set up accounts and authorizations

4. Cashless ATMs

While not common in Nevada delivery, several dispensaries nationwide use cashless ATMs that disguise purchases as bank withdrawals—a workaround to federal prohibition. Las Vegas outlets may embed this in POS systems, but public-facing services rarely promote it due to regulatory sensitivity.

5. Why Credit Cards Remain Excluded

Credit card networks like Visa and Mastercard prohibit cannabis use because federal law still classifies marijuana as a Schedule I substance. Although legislative efforts like the SAFE Banking Act continue to push banking reforms, no significant change has occurred in Nevada yet.

6. Why Payment Methods Matter

• Compliance: Delivery services must strictly follow state rules prohibiting telebanking of cannabis.
• Security: Digitizing funds through debit or ACH reduces risks for drivers and customers.
• Customer experience: Debit and ACH options increase accessibility, especially for visitors or cashless consumers, though service fees may apply.

Summary

In Las Vegas cannabis delivery:

• Cash is universally accepted and reliable—but requires preparedness.
• Debit cards offer greater flexibility at a small fee, supported by major retailers.
• Digital wallets/ACH (e.g. Aeropay) are gaining traction as compliant, cashless alternatives.
• Credit cards remain unavailable due to federal restrictions.

For consumers, understanding these options helps ensure a smooth, legal, and secure delivery experience. Whether ordering via Wallflower, Planet 13, Cultivate, or Oasis, being prepared with the right payment method means fewer delays and a safer transaction for all parties.